Invoice payment links
Create a link for the remaining invoice balance and deliver it by email or text. Customers can also pay from their portal.
Contractor payment processing
Take payments from the same place you send the invoice
Send secure card and eligible ACH payment links, collect authorized card payments on site, track offline payments, and keep the invoice balance updated in PocketBoss.
Core platform: $19.99/month. Online processing fees are separate. Stripe approval and payout timing apply.
No customer surchargeThe customer pays the invoice balance shown.
Fees come from your payoutPocketBoss and Stripe fees are deducted separately.
Stripe Connect requiredStripe verifies accounts and controls fund availability.
Contractor payment processing fees, clearly separated
The monthly software subscription does not include processing. Here is what PocketBoss charges and what Stripe controls.
| Payment method | PocketBoss fee | Stripe fee | Important details |
|---|---|---|---|
| Credit or debit card | 0.5% of the payment | Your connected Stripe account rate | Stripe standard US pricing is currently 2.9% + 30 cents for a successful domestic online card transaction. Other card types and account agreements can cost differently. |
| ACH Direct Debit | 0.25%, capped at $25 | Your connected Stripe account rate | Stripe standard US pricing is currently 0.8%, capped at $5. ACH appears only after Stripe activates it for the connected account and can take several business days to confirm. |
| Cash, check, or another offline method | No online-payment fee | None through PocketBoss | Record the payment manually so the invoice balance and payment history stay current. |
Stripe prices can vary for international cards, manually entered cards, currency conversion, Instant Payouts, disputes, or custom agreements. Confirm the final fee on the transaction in your Stripe Dashboard. See Stripe pricing.
What PocketBoss payment tools actually do
Built into the estimate-to-invoice workflow for contractors and field-service businesses.
Card and optional ACH checkout
Accept cards through Stripe. Offer ACH Direct Debit when Stripe has activated that capability for your connected account.
On-site card entry
Use Take Payment for an authorized phone or in-person card payment, with the card fields handled by Stripe.
Installment payment plans
Split an invoice into scheduled card installments or use a manual plan to track payments received another way.
Partial-balance tracking
Online links charge the remaining balance after recorded partial payments, and successful payments update the invoice.
Stripe-hosted payment fields
Sensitive card details are submitted to Stripe rather than stored on PocketBoss servers, reducing your PCI scope.
How invoice payments work
Connect Stripe
Complete Stripe Connect onboarding and business verification.
Send the invoice
Create the invoice and deliver its payment link by email or text.
Customer pays
The customer chooses an available card or ACH option and pays the invoice balance.
Track the result
PocketBoss updates payment status; Stripe makes funds available and pays them out on its schedule.
Payment processing FAQ
How much does contractor payment processing cost with PocketBoss?
The PocketBoss core platform is $19.99 per month. Online processing is separate: PocketBoss deducts 0.5% from card payments and 0.25% from ACH Direct Debit payments, with the PocketBoss ACH fee capped at $25. Stripe also deducts its processing fees according to the connected account and transaction.
Does PocketBoss add a processing surcharge to my customer invoice?
No. If the invoice balance is $1,000, the customer pays $1,000. PocketBoss and Stripe fees are deducted from the contractor payout instead of being added at checkout.
Can contractors accept ACH payments?
Yes, through ACH Direct Debit when Stripe has activated the ACH capability for that connected account and the method is enabled in PocketBoss. ACH is a delayed method and can remain pending or be returned after submission.
How quickly does Stripe deposit contractor payments?
Payout timing is determined by Stripe, the account, the payment method, and the bank. A daily payout schedule means Stripe sends available funds each business day; it does not guarantee next-day settlement. Stripe says an initial payout is typically scheduled 7 to 14 days after the first successful live payment.
Does PocketBoss store customer card numbers?
PocketBoss uses Stripe payment forms so raw card details are submitted to Stripe and are not stored on PocketBoss servers. PCI compliance is still a shared responsibility, and each business must follow the requirements shown in its Stripe Dashboard.
Are PocketBoss payment plans the same as customer financing?
No. PocketBoss payment plans split an invoice into contractor-defined installments. Eligible Stripe buy-now-pay-later options may be available on specific booking or financing experiences, but approval, limits, provider availability, and terms are controlled by the provider and are never guaranteed by PocketBoss.
Stripe terms, account eligibility, and payment-method availability apply. Read Stripe's payout guidance and PCI guidance.
Keep invoices and payments in one workflow
Try the full PocketBoss core platform for 14 days. Processing fees apply only when you collect an online payment.