Stop chasing payments. Accept cards, ACH, and financing with the lowest rates in construction. Just $19.99/month total.
Instant approval • Next-day deposits • No contracts
Checks bounce. Invoices go unpaid for months. Credit card processors take huge fees and hold your money for days. Meanwhile, you've got materials to buy and crews to pay.
Waiting 30, 60, 90 days for payment while bills pile up. Cash flow strangles your growth.
That big check you deposited? It bounced. Now you're negative and scrambling to cover expenses.
Traditional processors eat your profits with high rates, monthly fees, and hidden charges.
Customers want to hire you but can't afford the full amount upfront. Jobs go to competitors who offer financing.
Spreadsheets and sticky notes to track who owes what. Hours wasted on collections calls.
Chargebacks and disputes freeze your funds. Fighting them alone against big banks.
Get paid faster, pay lower fees, and never chase payments again. PocketBoss handles everything from invoicing to deposits.
Built for contractors, not coffee shops. See why we're the obvious choice.
| Feature | PocketBoss | Traditional Processors |
|---|---|---|
| Processing Rate | 2.6% + 10¢ | 2.9-3.5% + 30¢ |
| Monthly Fees | Included in $19.99 | $25-99 extra per month |
| Setup Time | Instant approval | 3-5 business days |
| Deposit Speed | Next business day | 2-5 business days |
| Payment Methods | Cards, ACH, cash, check | Usually cards only |
| Invoicing | Unlimited included | Separate service |
| Recurring Payments | Automated billing | Manual or extra cost |
| Mobile Payments | Full mobile app | Limited or web-only |
| Financing Options | Built-in customer financing | Not available |
| Dispute Support | 24/7 assistance | Business hours only |
| PCI Compliance | Fully managed | Your responsibility |
| Contract Required | No contracts | 2-3 year contracts |
Simple payment workflow that gets you paid faster with less effort.
Create professional quotes with payment options and financing available
Collect deposits instantly online or in person to secure the job
Send progress invoices with photos and instant payment links
Collect final payment on completion and request reviews automatically
Lower fees, faster payments, and automated collections mean more money in your pocket.
Processing $50,000/month in payments?
Traditional processor costs: $1,500-1,750/month
PocketBoss costs: $1,300/month
Save $200-450 every month
Plus: Get paid faster, offer financing, automate collections
Specialized payment features that match how your industry works.
Progress billing for phases, design retainers, change order payments, and financing for large renovations.
Service call payments, installation financing, maintenance plan billing, and emergency repair deposits.
Insurance claim processing, deductible collection, supplement payments, and storm damage financing.
Service call collection, panel upgrade financing, commercial net terms, and recurring maintenance billing.
Emergency service deposits, repair financing, commercial accounts, and water heater rental programs.
Draw schedules, retainage tracking, subcontractor payments, and construction loan draws.
Cards, ACH, cash, checks, financing
Accept payments anywhere with your phone
Create and send invoices in seconds
Automate service contract payments
Advanced security and dispute support
Track cash flow and payment trends
Let customers view and pay invoices
Match payments to invoices automatically
"Cut our payment collection time in half. The financing option alone has won us jobs we would have lost to price."
David Miller
Miller Home Improvements
Dallas, TX
"Finally, payment processing that doesn't feel like highway robbery. Lower fees, faster deposits, and incredible support."
Jennifer Garcia
Garcia Plumbing & Heating
Phoenix, AZ
"The automated payment reminders are genius. I haven't had to make a collections call in months. Money just flows in."
Mark Anderson
Anderson Roofing Co
Atlanta, GA
Join thousands of contractors who get paid faster with lower fees. Start accepting payments in minutes.
Instant approval • Next-day deposits • No contracts or setup fees
Founder of PocketBoss | Lost too much money to slow payments and high processing fees in my contracting business. Built this to solve it.