Find out how much you can actually take home as a contractor
Free tool by ThePocketBoss - enter your job volume, pricing, and expenses to estimate your real annual income as a self-employed contractor.
Average number of paying jobs you complete each week
What you charge on a typical job (revenue, not profit)
Insurance, vehicle, fuel, tools, marketing, software, taxes
Subtract vacation, holidays, and seasonal downtime
Revenue is not income. Many contractors bring in six figures in revenue but take home far less after expenses, taxes, and seasonal gaps. This calculator cuts through the noise and shows you what actually ends up in your pocket.
ThePocketBoss gives you a real-time dashboard showing revenue, expenses, and profit. You'll see exactly which jobs make money, which customers are most valuable, and where your expenses are eating into your income.
It varies widely by trade and location. Solo handymen might make $40,000-$70,000 while specialty contractors (HVAC, electrical, plumbing) can make $75,000-$150,000+. Your income depends on job volume, pricing, and expenses.
No. Employees get a salary with taxes withheld and benefits included. Contractors get revenue and must pay their own taxes (including self-employment tax), health insurance, and retirement. Your take-home is always less than your gross revenue.
Offer premium service tiers, add maintenance plans, bundle related services, and stop competing on price alone. Customers will pay more for reliability, professionalism, and guarantees.
Yes - include estimated quarterly tax payments in your monthly expenses. As a self-employed contractor, you'll owe income tax plus 15.3% self-employment tax. Budget 25-35% of net income for taxes.
ThePocketBoss shows your actual profit on every job, every month, all year long. No spreadsheets required.
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